Last year many experts saw costs rising about 6.5% due to deferred care because of the COVID-19 pandemic. That’s true, but inflation has added to the increase. So today, consumers and businesses in the United States pay more for health coverage than anywhere in the world….
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By Alan Wiederhold, GBA
CEOs and CFOs have tended to look at health insurance with a mixture of skepticism, confusion, and outright dread. They think: “Another year, another large portion of our income eaten up by the big insurance carriers.” Making it worse is they often don’t even understand what they’re getting from those carriers, thanks to the fact that the word “transparency” doesn’t seem to be part of the carriers’ vocabularies.
But what if you, the leader of your company, looked at health insurance a bit differently—not as a cost driver, but as a growth enabler? How can you provide your employees with exceptional coverage while saving money to help you achieve your business goals?…
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Now’s the time of year when companies predict what they think will happen in the health insurance industry in 2022, but you don’t need us to do that. You’re seeing the changes take place in every conversation you have with your clients. They’re concerned about rising prescription costs, trying to figure out how to get their employees back to work, wondering how to leverage virtual care, and worried about how to make health insurance equitable for their workers.
Let’s look at each of these issues and dig a little into how to mitigate them for your clients in 2022….
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The COVID-19 pandemic has upended your clients’ healthcare priorities, and things are about to get even more challenging in the months ahead. You need to be ready to support your clients and offer the consultation they need in the face of a rapidly changing healthcare environment that looks a lot different than it did in 2019.
Back then, businesses were primarily concerned about saving money on health insurance while providing employees with great coverage. While both of those concerns are still very valid, they’re now accompanied by questions on how best to cover employees’ physical and mental health needs as we begin to emerge from the pandemic. In fact, a recent survey of large employers found that many expect that expanding access to mental healthcare will be a top concern in 2022….
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It happens all the time. A competing broker swoops in, dazzles your client with promises of lower rates, better coverage, more robust services and signs them to a broker of record form. Just like that, you’re out a client. So, you spend time wondering. Why did I lose that client? Could I have done things differently?…
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